index funds

Target Date Funds: The Set-and-Forget Option (Pros and Real Cons)

Target date funds handle rebalancing for near-zero fees, but the glide path is one-size. Honest pros and cons, plus a…

3 weeks ago

Expense Ratios: The Fee That Quietly Costs Six Figures

A 1% expense ratio vs 0.03% over 30 years is roughly a $181,000 gap on $100k. Verified fee math, how…

3 weeks ago

VOO vs VTI: One Decision, Not a Dilemma

VOO vs VTI: the S&P 500 makes up roughly 80-85% of the total market fund. Real overlap math, honest tradeoffs,…

3 weeks ago

Index Funds vs ETFs: What’s Actually Different

Index fund vs ETF is really mutual fund vs ETF share class. The real differences: tax efficiency, trading friction, and…

3 weeks ago

Selling Index Funds to Buy a Business: What You’re Really Trading

Why some investors sell index funds for a cash-flowing business, the four prices they pay, and five questions to answer…

4 weeks ago

Starting to Invest From Zero? Read These 6 Books in This Order

Six investing books in the order I'd hand them to a friend starting from zero: save, automate, behave, buy the…

4 weeks ago

A Pizza Vending Machine Is a Tiny Restaurant. Price It Like One.

Turnkey pizza vending machines cost $75,000 to $110,000. I compare that to an index fund over ten years, and show…

4 weeks ago

My Reasoning For Just Buying Index Funds (As A Real Estate Investor)

My reasoning for just buying index funds as a real estate investor, and why I now prefer simpler, more predictable…

3 months ago

September 2021 Financial Freedom Update

My September 2021 financial freedom update, with honest numbers on our income and mindset shifts during a tough stretch financially.

4 years ago

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