Target Date Funds: The Set-and-Forget Option (Pros and Real Cons)
Target date funds handle rebalancing for near-zero fees, but the glide path is one-size. Honest pros and cons, plus a 10-minute check for your 401(k).
index funds
Expense Ratios: The Fee That Quietly Costs Six Figures
A 1% expense ratio vs 0.03% over 30 years is roughly a $181,000 gap on $100k. Verified fee math, how to find your ERs, and when higher fees are worth it.
VOO vs VTI: One Decision, Not a Dilemma
VOO vs VTI: the S&P 500 makes up roughly 80-85% of the total market fund. Real overlap math, honest tradeoffs, and a 90-second decision rule.
Index Funds vs ETFs: What’s Actually Different
Index fund vs ETF is really mutual fund vs ETF share class. The real differences: tax efficiency, trading friction, and when each format wins.
Selling Index Funds to Buy a Business: What You’re Really Trading
Why some investors sell index funds for a cash-flowing business, the four prices they pay, and five questions to answer before selling a single share.
Starting to Invest From Zero? Read These 6 Books in This Order
Six investing books in the order I’d hand them to a friend starting from zero: save, automate, behave, buy the market, keep buying. Not financial advice.
A Pizza Vending Machine Is a Tiny Restaurant. Price It Like One.
Turnkey pizza vending machines cost $75,000 to $110,000. I compare that to an index fund over ten years, and show when a pizza machine is worth it.
My Reasoning For Just Buying Index Funds (As A Real Estate Investor)
My reasoning for just buying index funds as a real estate investor, and why I now prefer simpler, more predictable returns over rentals.
September 2021 Financial Freedom Update
My September 2021 financial freedom update, with honest numbers on our income and mindset shifts during a tough stretch financially.
