Why You Should Start Doing Cold Plunges Yesterday
Why you should start doing cold plunges yesterday: what daily cold exposure actually does for my weight, focus, sleep, and recovery.
Why You Shouldn’t Solely Depend on Your Job for Income
Why you shouldn’t solely depend on your job for income, from someone who did for years and learned the hard way how risky that is.
The Power of Focusing on One Thing
Today, I want to emphasize the immense power of focusing on one thing when it comes to achieving new heights and breaking free from the financial bubble many find themselves in. Overcoming Financial Challenges A couple of years ago, my financial situation was quite turbulent. Like many young individuals, I was struggling to build momentum …
The Golden Rule of Business: Take Care of Your People
In the dynamic world of business, it is essential to remember one golden rule: take care of your people. This phrase not only signifies the importance of valuing your team but also emphasizes the necessity of recognizing and rewarding talent appropriately. Let’s delve into a personal journey that highlights the significance of this golden rule. …
The Golden Rule of Business: Take Care of Your People Read More »
The Ugly Truth About the Vending Machine Business
In the world of entrepreneurship, the vending machine business seems to be a lucrative venture that promises steady income with minimal effort. But is it all as rosy as it seems? In this blog post, we delve deep into the realities of the vending machine business, as narrated by a seasoned entrepreneur who has ventured …
The Ugly Truth About the Vending Machine Business Read More »
Pay Off Debt or Invest? One Number Decides It (And We Ignored It Anyway)
The debt-vs-invest decision comes down to comparing your interest rate to your expected return. Here is the rate math – and why we broke the rule on purpose.
Why the First $100,000 Takes 6 Years and the Third Takes 3
At $1,000 a month, the first $100k takes about 6.4 years, the second 4.2, the third 3.2. Here is the math behind why the start is so brutally slow.
The $500 a Month That Replaced $150,000 of Portfolio (And What It Cost Me)
$500 a month of business cash flow does the same job as $150,000 invested at a 4% withdrawal rate. Here is the honest comparison, including what it costs you.
My Emergency Fund Earns Almost Nothing On Purpose. Here’s the Math I’m Fine With
Keeping $20,000 in savings instead of investing it costs me roughly $800 a year in expected return. Here is why I pay that premium and how I size the fund.
A 40% Crash in Year 3 Costs You Almost Nothing. In Year 19 It Costs $116,000
I modeled the same 40% market crash at five different points in a 20-year plan. When it happens matters far more than whether it happens. Here are the numbers.
