A 40% Crash in Year 3 Costs You Almost Nothing. In Year 19 It Costs $116,000
I modeled the same 40% market crash at five different points in a 20-year plan. When it happens matters far more than whether it happens. Here are the numbers.
Dollar-Cost Averaging, Honestly: It’s a Behavior Tool, Not a Math Edge
Dollar-cost averaging usually loses to investing a lump sum at once. It is still the right call for most of us – here is the honest reason why, with numbers.
How Much Bitcoin Should You Own? The Sleep Test I Use
Bitcoin has repeatedly lost 70-80% of its value. Here is the sizing test I use to pick a percentage I can hold through that without wrecking my plan.
Index Funds vs Individual Stocks: I Kept Score for Two Years
I picked individual stocks for two years and tracked every trade against a plain index fund. Here is what the scoreboard said and what I do now instead.
How to Calculate Your Financial Freedom Number (Mine Got Smaller Twice)
Your financial freedom number is annual expenses times 25 – but two things shrink it fast. Here is the actual math, the caveats, and how I cut mine twice.
Compound Interest Is Boring Until You Actually Run the Numbers
I ran the compound growth math on $500 a month at every stage. The third decade does more work than the first two combined – here are the actual numbers.
When There’s a Gold Rush, Sell The Shovel
In the ever-changing landscape of business opportunities, it feels like there’s a gold rush happening all around us. It’s essential to know where to focus your efforts to reap the most benefits. Let’s delve into a golden rule that might change your perspective on how to approach business opportunities. The Gold Rush: A Lesson in …
You’re Living In a Bubble When Living In America
Hello everyone, when living in america long enough, you start to become curious about a lifestyle outside the states. You might start thinking, is the American dream still alive? How can I protect my family in America, Why is the food quality so bad when living in America? Today I want to discuss a difficult …
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How We Eliminated $62,000 in Debt In a Year – Our Debt Free Journey
How we eliminated $62,000 in debt in a year: our real debt-free journey, the money rules we followed, and what changed once it was gone.
Six Morning Habits Of High Performing People
Disclosure: As an Amazon Associate I earn from qualifying purchases. Some links in this post are affiliate links, so I may earn a commission if you buy through them, at no extra cost to you. Learn From The Best In The World By Adopting These High Performing Habits It’s no surprise that the best performers …
