The Business Emergency Fund: Why Owners Need Two Cushions, Not One
Most small businesses hold about 27 days of cash. How to size a separate business cushion from your worst realistic quarter, build it, and where to keep it.
high-yield savings
Business Money Has Three Jobs: Float, Reserve, and the Bitcoin Question
Sort business cash by when you’ll need it, not by return. Where float, reserve and surplus belong, T-bills vs HYSA math, and Bitcoin with both sides.
